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Debie is a division of Format Credit you can reach out to us using the methods below:
4845 Pearl East Cir, Ste 120 Boulder, CO 80301
We’ve pulled together some basics to help you get started.
What is the difference between the Debie Score and my personal credit score?
Debie generates a credit score for your business. We don't use your personal information to develop your business score, it is a stand alone score based on your businesses history of paying it's bills on time. Many business owners use their personal credit to underwrite their business lease, Debie is working to make this habit obsolete, we think business owners should be able to use their BUSINESS AS AN ASSET and NOT AS A LIABILITY.
How does my Debie Score help me?
Business owners across America have used their Debie Score reports to reduce their rents on renewals and open new locations without signing personal guarantees.
How much does my score cost?
Debie Scores are free for business owners. We may charge lenders, real estate brokers and landlords to access your report. Business owners choose who sees their report.
What does Debie score?
Debie uses our proprietary data algorithm to generate a baseline rating. We utilize bill payment history from your utility bills and rent payment reports. In order to help business owners maximize their ratings, we let business owners connect additional data sources to boost their scores. You can choose to connect your QuickBooks™, bank account, merchant receipts, etc. You are in control.
Is the score based on how much money I make?
Your Debie Score is based on the quality of your business operations. Just because someone makes a lot of money doesn't always mean they are a good operator. Our scores are calculated to help business owners demonstrate their potential as smart and successful business operators.
Does every business have a Debie Score?
Debie Scores are currently only for retail and service businesses across the country. If you have a business lease and transact business out of a physical location, this score is for you.